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Untitled Article
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Note: This text has been automatically extracted via Optical Character Recognition (OCR) software. The text has not been manually corrected and should not be relied on to be an accurate representation of the item.
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Untitled Ad
rpBAFALGAR LIFE ASSURANCE JL ASSOCIATION . OFFICES : 40 , PALL-MALL , LONDON . This Association has been established for the purpose of providing ANNUITIES TO THE SHARE AND POLICYHOLDERS , in the event , of pecuniary misfortune , incapacity , or old age ; which an : not liable to forfeiture in rasesof Bankruptcy , Insolvency , or failure of any description—and also SIOCUIUNG EDUCATION , APPItENTK ; ESIIIP FEES , OK ENDOWMENTS TO TH El It OH 1 LDltEN . Detailed Prospectuses , containing the name * and addresses of the shareholders , rutes of preniiuni , an explanation of the syatein now originated , together with useful inforiuution and statiHtiea respecting Life Assurance , may be had on application at the olfices . Combination Policies , payable in the ' eveut of casualtieB of any kind totally disabling the Assured , or death , are issued at . moderate rates . Tliis important , addition to the principle of Aspiiran < : eileHc : rvi : s the serious attention of persona in all positions of life . Immediate and deferred Annuities are granted . All policies indisputable , whereby the po wer on the part of the office in resisting a claim under any circumstauce whatever is removed . Loans . ire effected on personal and other Hccuritics in connection with Life AhKiiianee . Parlies desirous ol ' bcrominy Agents or Medical lleferei-H are re ([ iieHted to communicate with the Her . rotary . liy order of the Hoard , Thomas II . Hayi . in , Resident Manager an < l Secretary . MK TRO 1 M ) LIT AN COUNTIES ; iml . ( JENEUAL LIKK ASHIJ ltANCE HOCI ET Y , 27 , Itegent-Btreet , Wat ei loo-phice , London . 1 ) 1 HICCTOItM . Hnmuel Driver , I «' nq . ThoniaH I . ittledale , Enq . John ( Jilflith Frith , Khi | - Edward Lomax , Kaq . Henry Peter Fuller , Esq . Mamiiel Miller , Khcj . John I ' idli ( Jrillin , Kaq . lulvvaid VaiiHittart Neale , Eh (| . Peter Ilond , Ehi | . fHir T 1 ioiii . « h N . Hi-eve . Cnpt . Hon . ( J . !•' . 11 otliain , R . N . William Stud ley , I ' . sq . Life AHHiinmceH , AniuiitlcM , and Endowment * . Tin ee-fourtlin of profits dl \ i < led auiniijfrtt the HSHiiied . — I'ncipeol iimih , post , fren on application . I ' . Khiiouson ( l . uikimx , Manager . rpilK FKATEKNAL DKMOCKATS SOIKMK JL in Commemoration of the , Birthday of MAXIMILIAN HOMKsi'lK It RK , . will tnke plnci ; in tin ; Literary and Scientific lust itution , . lohnhtre
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THE STANDARD LIFE ASSURANCE COMPANY . Established 1825 . —Constituted bv Act of Parliament . annual report . The TWENTY-FIFTH ANNUAL GENERAL MEETING of this Company was held on Saturday , the 55 th of February , within their Office , No . 3 , George-street , Edinburgh—George Patton , Esq ., Advocate , in the chair . In opening the proceedings the Chairman congratulated the meeting on the satisfactory position of the Company generally , and called attention to a few of the leading results in the business of the past year . " It has never happened , " he proceeded , " that parties called to fill this chair have not had to offer congratulations upon the progress and prosperity of the Company ; and it is a hi"h gratification to me to be able on this occasion not only to announce that the past year has , like its predecessors , exhibited marks of progress , but that in no former year has the amount of business been so large and the progress of the Company , in all respects , so highly satisfactory . " During the past year we have effected new Insurances on 861 lives , and to the amount of no less a sum than JE 509 . 147 10 s . 6 d ., independently of other larg-e transactions in different classes of business ; the mortality , on the other hand , has been very smallthe claims under policies amounting to little more than 1 per cent , on the sums assured , which , in a Company of twenty-five years' standing is , it must be allowed , a very striking result . " The fact that new Assurances have been effected to the amount of upwards of half a million in a single year , adding- to your yearly premiums no less than £ 17 , 556 14 s . 9 d . ( exclusive of £ 10 , 000 of " annual premiums , derived from the business of the Experience Company , acquired by the Standard ) , affords most gratifying- evidence of the estimation in which the Company is held , and I trust I may say of the zeal and efficiency with which its affairs have been conducted . That this large amount of Assurance has not been obtained by any neglect of precaution in the selection of lives , is evidenced by the fact , that the 861 lives were selected from 1066 proposals , and that no lesa than 205 were rejected . If we err , I believe , at all , it is on the side of caution . " I trust . Gentlemen , I may be pardoned for drawing your attention to the fact that this Company noVv transacts annuallywith one , or it may be , two exceptions—the largest business in Great Britain . Indeed , I believe I may safely say , that in the extent of its Annual Transactions in Life Assurance , it is now the third , if not the second office in the World . Other institution ? , established at an earlier period than the Standard , may have a larger accumulation of past business , but few institutions for Life Assurance enjoy so great an amount of public favour , and , estimated by the amount of its annual business , the Standatd holds the highest position in Scotland . This is certainly a proud position ; but , at the same time , it leads to the anxiety , I may say ambition , to do still more , and 1 see no reason why the Standard should not yet occupy the first place . " The result of our last five years' transactions will form the subject of a report to be submitted to a Special General Meeting of the Company , which will be called for the purpose in the course of a few weeks . Though the precise results are not as " yet ascertained , it is certain they will and must be of a gratifying character , looking to the general results of the business during the five years embraced by the present investigation . One thing , as a Member of the Investigation Committee , I can assure you of , —that the valuation is made on approved and sure data , and that not one farthing of profit will be distributed which is not demonstrated to exist , while the profits of future years are not to any extent whatever anticipated or encroached upon . " The details of the results of our transactions for the last year , and comparative results at different periods of the history of the Company , will be submitted for your consideration , and will confirm the remarks which I have made . The state of the whole affairs you will find to be in a most satisfactory condition ; and , in short , in every department we have to congratulate ourselves that we are doing , not only a very extensive but a very successful and increasing business . " Various statements , showing the progress of the Institution since its commencement , and the satisfactory result of the business during the past year , were then submitted to the meeting . It appeared — That 891 New Policies had been issued by the Company during the year ending 15 th November , 1850 , 8 ( J 1 for Assurances , and 30 for other transactions . That the New Assurances during that period amounted to £ ' 509 , 147 10 s . ( id ., yielding New Premiums to the amount of X . 17 , 550 Ms . « . ) d . That the number of proposals made to the Company during the same period was 106 ( 5 , of which 861 were accepted , and 205 declined , —the whole mini proposed for Assurance being £ ' (> -21 , 913 Ma . iM . That , a very lari < c addition had been made to the Funds of the Company , and tluit the directors were nt . il 1 enabled to maintain a high rate of interest on their investment * , which are almoHt entirely secured on Land or on Government Se , - ciiriticH . As the balance ' > f the Company ' s books at 15 th November , l § 50 , closed tin ; period of five yearn niiice lawt , diviHion of profits , extending from 15 th November , 1815 , to l . > th Novembei , IN . ' iU , the directors drew particular attention in their Report , to the progress of the Com puny during that peri < # d , and tin ; following fitctH wen ; stated in evidence : of the rapid advance of the Coinjiiiny ' K businesH : — Tb . iit the number of proposals for Assurance made to the Company during the period were l . 'KiO , for Assurances ) to the amount of £ a , 737 , . l 2 . ) 4 » . 5 d . That of this number , . 'il . 'iti proposals for Ansurai ) crfl to the amount of X > , \ lli . fil I 12 n . i ) d ., had been accepted , and !) jl , for An .-tiiriiuces Ui the amount of . L' 591 , i 5 rt ; j 1 Is . Hd ., . eclined . That the New Premiums on bimineHH transacted during I lie period have amounted on an average to about X"I 1 , 700 pur itnnuiii , or X 7 ; t , 4 HO L'Jh . in all of new preiiuunm , from 1815 to 1850 . That , the actual ex . |> ennes of conducting the buKiiieHW have not . iiK'reauitl during the period , and art ; coiiriequcntly ii much umaller per ccnUigc on the revenue than in 1 M 15 . That the Revenue of the Company is £ 109 , 151 Km . 4 < 1 . pur aiiimin . A report made to the Hoard of DireetorH by Charles 1 'earnon , Kh <] ., the Cumpaiiy ' H Auditor , after examination of the yuitrly itccoiintH , wan then rend , from which the following In an extract :- - " Tim reporter , after n direful examination of the varioim cuHli-hooltH and joimialH , and the relative caidi and agency VoucherH ami bank p : mn-bookH , baa much Hatisfaotion in Htiitiiii ? tliHt he ban found t . iie whole accurately Ht . ut . ed mid vouched ; anil that the bnoUu lire kepi , in the intmt distinct manner—n point of much importance in ii businesn involving trannitctlonH no iimncroiiH and of hiicIi magnitude . " The reporter docn not think it neeeawary to enter into any detail in regard to the Hiit . inliictory progiCHH of tht ) CoinpanyV business , a » that will be exhibited in tin ; various leportn mill HtutemcutH , prepared um usual by the MitiuiK « tr ; mid he will merely add , that , the whole bimineHH of tin ; Company continued to be conducted with the iilmont regularity and efficiency . " Th «! viirioiiH reports Mibinitled were approved of , and tlni meeting expressed entire tmtiHlaction with the progieHH and jxmition of the Company . After the election of new directors in room of thorn ) retiilntf , tlnr eatnbliBlunent for thu tiiituiiiig yutir wtiu dedarod to be mi follow * : —
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FORMATION OF HltANCII ASSOCIATIONS . Thin Association has obtained a Supplemental Charter , dated the 10 th of December , 1850 , whereby , in addition to the powers grunted by their original Charter , " Power in grunted to raise a capital , to bo called "The Provincial Fund , ' not exceeding ON K M ILLION Hterllng , for the purpon , Coleiiian-Micet , London . I'OHM Ol' Al'l'I . Kl / VTION FOR Al'l'OUTIONMRNT OF SIIAKKH . To the Directors of the Metropolitan Association for Improving tin ; Dwellings of the I nthiHtl ioiiH ClasECH . My Lords anil ( icntlemcn , Ah the case m . ty be . ) w « . ' - »»« uiideralgried . Householder ' ( rated to the Poor in the (• Town , Parish , or District . ) of , io hereby request that , you will appropriate I lie Hum of X" in Kliareri of X ' "J 5 each in tht ; Metiopolit . an Association for Improving tho Dwellings of the ImliiHtiiouH Cla ^ mm , and cull and distinguish tht ! Hume as the Diatrict BharcH . Dated thin day of 185 .
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, : riloOTII ACH K I'RKVKNTKD by usin ^ - HKANDK'H I ' . NAMKL for filling decaying Teeth , and rendering them uownd ami painless . Price In . Knoiigli for several Teeth . Tim only Hubstaneo approved by the medical faculty , an being unattended with pain or danger , anil the gootl efltu * , h of which nro permanent ,. Hold by u'l CheiniHtrt in the United Kingdom . Twenty really ruithoii / ed TtHt imoniiilH accompiiny juich box , with full directions loi uue . Sent free , l ) y return of | , ( , Htf | , y . J . WILLIS , FLKKTHTRKK I . London , in leturn for thirteen penny Bt . iulipH . CAUTION . —The great huccuhh of thift preparation Iiiih induced numerous unskilful persons to produce spurioim imitatio n * , anil to copy ISruiidu ' H Kniinul advertlHemtinlH . It is needful , therefore , to ffuard uifainut Hiioh hnpositiona by gnulng thftt the numu t > f " John Willia " « ooompHiilos eaoh paoket .
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\/| ETR 0 POL 1 TAN ASSOCIA 1 ION FOR lYJL IMPROVING THE DWELLINGS OF THE INDUSTRIOUS CLASSES . Capital £ 100 , 000 , in shares of £ 25 each . With Power to Increase the Same . Liability of the Shareholders Limited by Royal Charter to the Amount of their respective Shares , and the rate of Dividend to 5 per Cent . DIRKCTORS . Chairman—Sir Ralph Howard , Bart ., M . P . Deputy Chairman—John William Tottie , Eaq . Price Prichard Baly , Esq . J William K-jerton Hubbard . Esq . The Right Hon . the Earl of Kdwin Hill , Esq . Carlisle . Lord Claud Hamilton , M . P . The Right Hon . Viscount James Keinplay , Keq . Ebringtoii , M . P . lluson Morris , Esq . William Ellice , Ksq . Thomas S . Smith , Keq ., M . D . Edward Enfield , Keq . William Arthur Wilkinson , Esq . Thomas Field Gibson , Esq . Horace Wilkinson , Esq . The Rii ^ ht Hon . Lord Robert Frederick 1 ) . Cioldsrnid , Esq . Grosvenor , M . P . The Right Hon . Lord Haddo . avjuitoks . John Finlaiaon , Esij . | Edward Hurry , Esq . HANKHUS . Messrs . Barclay , Hevan , Tritton , and Co . SKCKKTARY . Charles Oatliff , Esq ., l'J , Coleman-street , London .
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METROPOLITAN and PROVINCIAL JOINT-STOCK BREWERY COMPANY . ( Registered Provisionally pursuant to 7 and 8 Vic ., cap . 110 . ) The Directors of this Company are proceeding' with an ALLOTMENT of SHARES . Prospectuses and every information may be obtained at the Temporary Offices , Eldon-chambers , Devereux-court , Temple . CHARLES HENRY EDMANDS , 8 ec .
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DIVISION OF PROMTS . A LBION LIFE INSURANCE COMPANY , LONDON . Instituted in 1805 . DIRECTORS . JOHX HAMPDEN GLEDSTANES , Esq ., Chairman . CHARLES RUSSELL , Esq ., Deputy Chairman . Thomas Starling- Benson , Esq . Thomas William Clinton Mur-James W . Bosanquet , Esq . dock , Esq . Frederick Burmester , Esq . David Riddall Roper , Esq . John Coningham , Esq . Edward Stewart , Esq . Frederick D . Danvers , Esq . Francis Wilson , Esq . At the last Division of Profits ( 1849 ) , every policy-holder insured upon the Participating Scale of Premium became entitled to a return of one-fifth of all the premium he had paid , either in the form of an immediate Cash payment , or by Augmentation of the Sum Insured , or Seduction of the future Premium . The next division will talte place in 1853 , when every Policy effected on or before 30 th April next will entitle the holder to a larger share of the divisible surplus than if effected after that date . Amongst other advantages secured to policy-holders in this Company , are—a low rate of premium at the younger ages ; the payment of the snm insured at . the end of thirty days after proof of death ; and the liberty of residing in many parts of North America , the Cape , New Zealand , and Australia , without any extra charge except for Sea-risk . For Forms ol Proposal , Prospectuses , &c , apply to any of the Company ' s Agents , or to John i . k Capi-elain , Actuary and Secretary .
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PRIVATE TUITION . MR . J . SIBREE , M . A . ( of ihe University of London ) , wishes to take ONE or TWO PUPILS , to educate with the Sons of a Gentleman residing in the neighbourhood of Stroud . The course of instruction will comprise all the branches of a complete Classical and Mathematical Education ( including German and French ) , such as is required in preparing for a Professional Life , or for entering the Universities . The house Mr . S . occupies is in a heaMiy and pleasant situation , in one of the most agreeable districts in England . Terms £ 100 per Annum . The Upper Grange , near Stroud , Gloucestershire . References to S . S . Marling , Esq ., Ebley , Gloucestershire .
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A SPECIAL GENERAL MEETING of the COMPANY will be held in a few weeks , to receive the Report of the Director ? on the Investigation of the Company ' s affairs , and division of profits . London , 82 , King William-street .
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LONDON CO-OPERATIVE STORE , in connection with the Society for Promoting Working Men s Association , 76 , Charlotte-street , Fitzroy-square . The London Central Cooperative Agency has now completed its arrangements for transacting the wholesale business of the various cooperative stores . The books of the agency will be open at all times for the inspection of its customers , and thus the best guarantee will be furnished for honest dealing . Original packages will be sent whenever the order will admit of it , so that thefir 3 t cost of the goods may be ascertained by inspecting the invoices . All goods are purchased at the first markets for ready money . Address , Lloyd Jones , Manager , 76 , Charlotte-street , Fitzroysquare .
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GOVERNOR . His Grace the Duke of Buccleuch and Queensberry . DBPCTY-GOVERNOR . The Right Honourable the Earl of Elgin and Kincardine . EDINBURGH . ORDINARY DIRECTORS . Charles Pearson , Esq ., Accountant , 128 , George-street . James Condie , Esq ., Perth . James Robertson , Esq ., W . S ., 11 , Heriot-row . James Hay , Esq ., Merchant , Leith . George Moir , Esq ., Advocate , 41 , Charlotte-square . Harry Maxwell Inglis , Esq ., W . S ., 4 , Coatea-crescent . Anthony Trail , Esq ., W . S ., 16 , Northumberland-street . John Sligo , Ksq ., of Carmyle , 5 , Drummond-place . Andrew Blackburn , Esq ., Merchant , 8 , Queen-street . Thomas Graham Murray , Esq ., W . 8 ., 4 , Glenfinlas-street . James Veitch , Esq ., of Eliock . William Wood , Esq ., Surgeon , 9 , Darnaway-street . Alexander James Russell , Esq ., C . S ., 9 , Shandwick-place . William Moncrieff , Esq ., Accountant , George-street . LONDON . CHAIRMAN OF THE BOARD . The Right Honourable the Earl of Aberdeen . ORDINARY DIRECTORS . Alexander Gillespie , Esq ., 3 , Billiter-court . A . Macgregor , Esq ., 31 , Chester-street , Grosvenor-place . John Scott , Esq ., 4 , Hyde-park-street . John Plowes , Esq ., 64 , Old Broad-street . F . Le Breton , Esq ., 3 , Crosby-square . John Lindsay , E « q ., Laurence Pountney-lane . Thomas H . Brooking , Esq ., Alderman ' s-walk . London Office , 82 , King William-street . A vote of thanks was presented to the Boards of Direction in Edinburgh and London , to the Local Boards , to the Manager , and other officers of the Company , after which the meeting separated . By order of the Directors , WILL . THUS . THOMSON , Manager . PETER EWART , Resident Secretary .
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NATIONAL REFORM ASSOCIATION SOIREES . The third MONTHLY SOIREE for 1851 will be held at the LONDON TAVERN , on MONDAY , the 7 th of April , at six o ' clock , when EDWARD MI ALL , Esq . will deliver a LECTURE on "THE FRANCHISE , AS AN INSTRUMENT OF THE PEOPLE'S TRAINING . " The Chair will be taken by Sir JOSHUA WALMSLEY , M . P ., the President , at Seven o ' clock . Tea and Coffee will be served on admission . To avoid disappointment , members are requested to make early application for tickets at the rooms of the Association , 11 , Poultry price Is . each . The Fourth Soiree will be on Wednesday , Mav a I . when Mr . C . J . BUNTING , of NORWICH , will deliver a LECTURE . The lectures are published as early as possible , and may be had of all Booksellers . Those delivered by Mr . HUA 1 E M . P ., and Mr . FOX , M . P ., have been issued . ' By order of the Council , Z . HUBBERSTY , Secretary . March 26 . 1851 .
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304 ®!> * % t& % tt . fSATURDAY ,
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THE QUEEN'S PARASOL , registered by THOMAS EVANS and CO ., Feb . 19 , 1851 , is the most elegant style ever produced . To be had of all Drapers and Wholesale Houses ; also at the Manufactory , No . 10 , WOODSTREET , CHEAPSIDH , LONDON .
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Citation
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Leader (1850-1860), March 29, 1851, page 304, in the Nineteenth-Century Serials Edition (2008; 2018) ncse.ac.uk/periodicals/l/issues/vm2-ncseproduct1876/page/20/
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